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Results: Charge card changes

Published on 12/15/2013
By: susand24224
2127
Money
1.
1.
Do you change charge cards often to take advantage of offers?
Yes
10%
212 votes
No
48%
1030 votes
I do, but only occasionally
12%
261 votes
I don't have a charge card(s)
29%
621 votes
Other (please specify)
0%
3 votes
Other Answers Percentage Votes
0.05% 1
i rotate through the cards i have - but i don't get new ones. 0.05% 1
i use the offers they give me 0.05% 1
2.
2.
If so, what motivates you to change?
Lower or no interest
13%
276 votes
Greater credit ability
6%
127 votes
Merchandise, etc. offers
12%
245 votes
N/A
74%
1578 votes
Other (please specify)
1%
21 votes
Other Answers Percentage Votes
0.18% 4
cash not on hand 0.04% 1
points 0.04% 1
reward back points 0.04% 1
rewards offered 0.04% 1
no annual fee 0.04% 1
cash back and gift card rewards 0.04% 1
travel rewards 0.04% 1
cash back 0.04% 1
earn more points 0.04% 1
if income was high enough i would take advantage of 0% interest offers 0.04% 1
money back 0.04% 1
$$$ 0.04% 1
balance transfers of 0%, nifty rewards 0.04% 1
using the card for the store i'm buying from, givivg me maximum card rewards. 0.04% 1
cash back offers 0.04% 1
5% cash back offers 0.04% 1
cash back rewards 0.04% 1
3.
3.
Have you found it worth the effort to do this?
Yes
17%
357 votes
No
10%
205 votes
Undecided
8%
166 votes
Not Applicable
66%
1399 votes
4.
4.
Does it harm your credit rating?
Yes
7%
152 votes
No
17%
371 votes
Undecided
12%
247 votes
Not Applicable
64%
1357 votes
COMMENTS