Some 83% of U.S. adults said parents are the most responsible for educating their children on the topic, according to the survey, conducted by Momentive. Do you agree parents are the most responsible for educating their kids on money?

Did you teach your kids about money/finances?

There is also a role for schools to play, advocates argue. "Failing to include personal finance instruction in public schools would risk perpetuating generational cycles where children whose parents had access to financial education themselves will be able to pass those lessons down, while children whose parents didn't have access to financial education would be at a disadvantage," said Espinal, whose parents are immigrants from the Dominican Republic. Do you think personal finance instruction should be taught in schools?