Survey Reveals Americans' Biggest Financial Regrets & Successes 2022

1.

The survey revealed that, overall, 2022 was a lackluster year for Americans' finances. Although a few (13%) experienced financial successes throughout the year, nearly one-third (32%) experienced financial regrets, while a slim majority (34%) experienced financial steadiness, meaning they had no significant wins or losses. Which did you experience in 2022?

Financial loss/regret

33%

532 votes

Financial success

7%

112 votes

Financial steadiness

34%

538 votes

Unsure

11%

179 votes

Not Applicable

15%

239 votes

2.

In 2022, Americans who experienced financial regrets cite not saving more money (56%), spending above their means (37%) and taking on too much credit card debt (29%) as their top three misgivings. Which do you regret from 2022?

Not saving more money

31%

501 votes

Spending above their means

12%

185 votes

Taking on too much credit card debt

13%

214 votes

Didn't make a budget or track my spending

8%

125 votes

Paid bills late

6%

90 votes

Didn't contribute to my retirement savings

10%

164 votes

Made an impulse purchase

12%

184 votes

Other (please specify)

4%

69 votes

Not Applicable

41%

655 votes

3.

Roughly 43% of Americans think their finances will improve in 2023, while only 15% believe they will worsen. What do you think will happen for your finances in 2023?

They will improve

24%

388 votes

They will stay the same

35%

565 votes

They will get worse

21%

339 votes

Unsure

19%

308 votes