Results: Credit Card Perks
1.
1.
Do you have any credit cards? Yes
69%
•
1176 votes
No
31%
•
522 votes
2.
2.
If so, how many do you have (active)? 1-2
40%
•
686 votes
2-4
20%
•
347 votes
4-6
7%
•
126 votes
6+
4%
•
61 votes
I don't have any.
28%
•
478 votes
3.
3.
Do any of your credit cards have any special "perks?" if so, which perks? Cash Back
37%
•
621 votes
Points system
24%
•
403 votes
Amazon points
7%
•
122 votes
Airline miles / Travel perks
13%
•
221 votes
Discounts
5%
•
93 votes
Low APR introductory period
5%
•
84 votes
Balance transfer features
7%
•
117 votes
NA
41%
•
692 votes
Other (please specify)
1%
•
19 votes
| Other Answers | Percentage | Votes |
| 0.25% | 6 | |
| low interest rate | 0.04% | 1 |
| gm | 0.04% | 1 |
| groceries | 0.04% | 1 |
| points to shop | 0.04% | 1 |
| no fees | 0.04% | 1 |
| no annual fee | 0.04% | 1 |
| reward points to redeem later | 0.04% | 1 |
| gas discounts | 0.04% | 1 |
| none | 0.04% | 1 |
| gift cards | 0.04% | 1 |
| variety | 0.04% | 1 |
| points towards hotel nights, auto rentals, etc. for traveling | 0.04% | 1 |
| canadian tire money | 0.04% | 1 |
4.
4.
Are these Perks a major factor in your decision to apply for a credit card? Yes
35%
•
590 votes
No
27%
•
458 votes
Undecided
6%
•
94 votes
Not Applicable
33%
•
556 votes
5.
5.
Would you rather have more perks or a higher spending limit? More Perks
46%
•
776 votes
Higher Spending limit
11%
•
182 votes
Neither
9%
•
161 votes
NA
33%
•
565 votes
Other (please specify)
1%
•
14 votes
| Other Answers | Percentage | Votes |
| 0.18% | 3 | |
| both | 0.12% | 2 |
| lower interest rate | 0.12% | 2 |
| not sure | 0.06% | 1 |
| lower interest rates | 0.06% | 1 |
| both! | 0.06% | 1 |
| cash back | 0.06% | 1 |
| low interest rate | 0.06% | 1 |
| don't know | 0.06% | 1 |
| r | 0.06% | 1 |
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