Results: Part 2 Who is more techy? The average Canadian, or the average American? Or are we both equally tech bewildered? This survey will continue the conversation perhaps.
Published on 06/14/2024
This is a 2nd. quick survey to see what, if any, differences there are in the adoption of electronic methods of communication between Canada and the US. Four questions apply to Canadian TW members and four apply to US members. You can simply select N/A. for the questions that don't apply to you. I think there will be some differences in the results. Let's find out.
QUESTIONS
GO to COMMENTS
Comments
1.
1.
Canadian members: When was the last time you actually visited your bank branch to complete a transaction (other than just to sign some documents)? If you do all of these types of transactions online, please indicate this in "other".
This month
13%
202 votes
More than a month but less than a year ago.
14%
217 votes
A Year or more ago.
8%
123 votes
So long ago, I can't remember when.
8%
122 votes
Never
3%
51 votes
Other (please specify)
1%
16 votes
Not Applicable
54%
869 votes
- online only
- I do all my banking at a branch, because there is too many scammers on line, and I don't trust people, I can't see or know.
- I just prefer to talk about my savings in person
| Other Answers | Percentage | Votes |
|---|---|---|
| 0.68% | 5 | |
| Add done online | 0.14% | 1 |
| I'm not Canadian. | 0.14% | 1 |
| I sent money to help support Ukraine's neo-nazi military. | 0.14% | 1 |
| trump is king of the world | 0.14% | 1 |
| onllne banking is preferable | 0.14% | 1 |
| Online banking whenever it's possible. | 0.14% | 1 |
| None of your g-d beeswax about my finances | 0.14% | 1 |
| My bank is only online | 0.14% | 1 |
| Online | 0.14% | 1 |
| do all online | 0.14% | 1 |
| Don't have a bank branch, bank with an entirely online bank. | 0.14% | 1 |
2.
2.
American members: When was the last time you actually visited your bank branch to complete a transaction (other than just to sign some documents)? If you do all of these types of transactions online, please indicate this in "other".
This month
20%
320 votes
More than a month but less than a year ago.
17%
277 votes
A Year or more ago.
7%
110 votes
So long ago, I can't remember when.
8%
122 votes
Never
4%
63 votes
Other (please specify)
2%
27 votes
Not Applicable
43%
681 votes
- I use both.
- deposits and with drawls
- I do all my banking at bank branch, because I don't trust people online, I don't see or know. I know my branch people, and they know and welcome me, which I like.
| Other Answers | Percentage | Votes |
|---|---|---|
| 1.31% | 12 | |
| Online | 0.33% | 3 |
| all transactions online | 0.11% | 1 |
| YESTERDAY I VISIT MY BANK TO GIVE MONEY TO PRESIDENT BIDENS CHAMPAGNE!!!!!!!VOTE BLUE!!!!!!!! | 0.11% | 1 |
| trump is king of the world | 0.11% | 1 |
| Two days ago | 0.11% | 1 |
| do online banking | 0.11% | 1 |
| This is a non-competition, there is no rivalry here, it's all in your head. | 0.11% | 1 |
| online banking only | 0.11% | 1 |
| Credit Union and about twice a month. | 0.11% | 1 |
| I do 99% of it online | 0.11% | 1 |
| x | 0.11% | 1 |
| Do everything online | 0.11% | 1 |
| I take my mother to the bank monthly to cash her checks. | 0.11% | 1 |
3.
3.
Canadian members: When was the last time you used an ATM?
This month
17%
269 votes
More than a month but less than a year ago.
11%
179 votes
A Year or more ago.
6%
94 votes
So long ago, I can't remember when.
6%
95 votes
Never
3%
54 votes
Other (please specify)
0%
6 votes
Not Applicable
56%
903 votes
- Only if I have to pay by cash.
- ATM are good for absolute emergencies, and after hours. There are too many criminals hanging around the ATM's at our bank branch, it's scarry, scarry.
- none
| Other Answers | Percentage | Votes |
|---|---|---|
| 0.29% | 2 | |
| trump is king of the world | 0.14% | 1 |
| This is a non-competition, there is no rivalry here, it's all in your head. | 0.14% | 1 |
| Still not your business | 0.14% | 1 |
| today | 0.14% | 1 |
4.
4.
American members: When was the last time you used an ATM?
This month
16%
253 votes
More than a month but less than a year ago.
13%
208 votes
A Year or more ago.
6%
101 votes
So long ago, I can't remember when.
12%
189 votes
Never
9%
142 votes
Other (please specify)
0%
5 votes
Not Applicable
44%
702 votes
- Grocery store for cash.
- Deposit checks or withdraw cash to play for law mowing and housekeeping .
- No, no, no online banking. I hate it, I love my financial advisors at my bank.
| Other Answers | Percentage | Votes |
|---|---|---|
| 0.45% | 4 | |
| trump is king of the world | 0.11% | 1 |
5.
5.
Canadian members: When you buy something from a private seller such as through E-Bay, Facebook Marketplace, Kijiji, or other ad, what is your typical payment method. If you are selling something using one of these methods, how do you prefer to be paid (enter your choice in "other".
Cash
13%
212 votes
By check
5%
75 votes
By EFT (Electronic Funds Transfer).
13%
209 votes
Some other app (please provide details in comments).
4%
69 votes
Other (please specify)
3%
42 votes
Not Applicable
66%
1063 votes
- None
- I got an e transfer through my email, and my email got scammed, and I lost 600.00, I almost lost 1200.00 but my bank covered 1/2 where as the other parties bank didn't. So like I said before, there are scammers waiting and feeding on this type of stu
- n/a
| Other Answers | Percentage | Votes |
|---|---|---|
| 1.98% | 12 | |
| Paypal | 1.48% | 9 |
| credit card | 0.99% | 6 |
| Pay Pal | 0.33% | 2 |
| Visa | 0.16% | 1 |
| via Paypal | 0.16% | 1 |
| no matter | 0.16% | 1 |
| eTransfer | 0.16% | 1 |
| Debit card | 0.16% | 1 |
| By credit credit when buying from ebay etc. | 0.16% | 1 |
| Really still not your business | 0.16% | 1 |
| Paypal account | 0.16% | 1 |
| Pay with a debit card | 0.16% | 1 |
| Visa debit | 0.16% | 1 |
| trump is king of the world | 0.16% | 1 |
| Yawnville | 0.16% | 1 |
| not Canadian | 0.16% | 1 |
6.
6.
American members: When you buy something from a private seller such as through E-Bay, Facebook Marketplace, Kijiji (similar to Marketplace), or other ad, what is your typical payment method? If you are selling something using one of these methods, how do you prefer to be paid (enter your choice in "other").
Cash
10%
166 votes
By check
6%
89 votes
By EFT (Electronic Funds Transfer). Or whatever it is called in the US.
17%
274 votes
Some other app (please provide details in comments).
8%
128 votes
Other (please specify)
5%
79 votes
Not Applicable
59%
939 votes
- No
- Cash is cash
- Nope. No problems.
| Other Answers | Percentage | Votes |
|---|---|---|
| Credit card | 2.99% | 22 |
| PayPal | 2.99% | 22 |
| 1.90% | 14 | |
| debit card | 0.54% | 4 |
| card | 0.14% | 1 |
| no matter | 0.14% | 1 |
| i use paypal | 0.14% | 1 |
| credit card because it offers fraud protection and possibility of getting $ back if fraud involved | 0.14% | 1 |
| through paypal | 0.14% | 1 |
| Credit/Debit card transaction. | 0.14% | 1 |
| use paypal, credit card | 0.14% | 1 |
| Credit card only. | 0.14% | 1 |
| gift card | 0.14% | 1 |
| I really don't purchase anything that way | 0.14% | 1 |
| I use a "virtual card" | 0.14% | 1 |
| DEBIT | 0.14% | 1 |
| I usually don't buy anything from a private seller online | 0.14% | 1 |
| trump is king of the world | 0.14% | 1 |
| Gift card...or credit card | 0.14% | 1 |
| Nonetheless your beeswax | 0.14% | 1 |
| I've never bought anything online from a private seller. | 0.14% | 1 |
7.
7.
Canadian Members, when you reconcile your bank balance to see if the bank has made an error, (or if you have), do you have your transactions written down somewhere, or are they on your computer in a spreadsheet, or do you use an app for that? If you have given up trying to balance your books and dread hearing from your bank, share whatever details you see fit.
I write down my deposits and withdrawals and balance my books manually against my bank statement (old school).
10%
167 votes
i enter my banking transactions using a spreadsheet and cross check entries to my online account.
10%
157 votes
There is an app for that and I use it.
9%
140 votes
Other (please specify)
3%
51 votes
Not Applicable
68%
1085 votes
- Online only
- Paperless
- yes
| Other Answers | Percentage | Votes |
|---|---|---|
| 3.50% | 18 | |
| I check everything online | 0.19% | 1 |
| don't do it. | 0.19% | 1 |
| i don't bother | 0.19% | 1 |
| I check it every week using my bank's automated telephone system. I have so few transactions that I just keep them in my head. | 0.19% | 1 |
| I know what comes in and what goes out, no need for spreadsheet, rtc | 0.19% | 1 |
| Paper bank statement. | 0.19% | 1 |
| Still NOYB | 0.19% | 1 |
| check online to see what transactions were made | 0.19% | 1 |
| I just go online and look over my statement to my transactions | 0.19% | 1 |
| Online review. | 0.19% | 1 |
| Use memory | 0.19% | 1 |
| my wife is our accountant and keeps track of it | 0.19% | 1 |
| I muse quicken | 0.19% | 1 |
| telephone banking | 0.19% | 1 |
| I check each entry on my online bank statement. | 0.19% | 1 |
| I keep receipts and compare to bank statement. | 0.19% | 1 |
| Bank statements available/ bank accounts available/ information+ | 0.19% | 1 |
| I use the bank's transaction records to check for suspicious activity | 0.19% | 1 |
| I use my credit card for everything and reconcile with my receipts. | 0.19% | 1 |
| Just check online. | 0.19% | 1 |
| I look at my account's online statement to verify. | 0.19% | 1 |
| We use Quicken to record all of our financial transactions | 0.19% | 1 |
| None | 0.19% | 1 |
| I keep all bank slips from the banks for about two years and then out one year. | 0.19% | 1 |
| Bank website statement | 0.19% | 1 |
| i don't balance my check book ever. | 0.19% | 1 |
| trump is king of the world | 0.19% | 1 |
| I never overspend. Not required. | 0.19% | 1 |
| I just check my bank account online | 0.19% | 1 |
| Surveys says...ya suckaroo | 0.19% | 1 |
| I check my account sonline every week, no statement required | 0.19% | 1 |
| I check my statement that is emailed to me. | 0.19% | 1 |
| Not Canadian | 0.19% | 1 |
8.
8.
American Members, when you reconcile your bank balance to see if the bank has made an error, (or if you have), do you have your transactions written down somewhere, or are they on your computer in a spreadsheet, or do you use an app for that? If you have given up trying to balance your books and dread hearing from your bank, share whatever details you see fit.
I write down my deposits and withdrawals and balance my books manually against my bank statement (old school).
23%
360 votes
i enter my banking transactions using a spreadsheet and cross check entries to my online account.
9%
149 votes
There is an app for that and I use it.
10%
152 votes
Other (please specify)
2%
32 votes
Not Applicable
57%
907 votes
- Paperless
- paperless online
- yes, I do.
| Other Answers | Percentage | Votes |
|---|---|---|
| 1.88% | 13 | |
| I use PayPal. | 0.14% | 1 |
| I review my bank statement on line several times a month. | 0.14% | 1 |
| We keep track of our account a few times a week and then use the paper documents for tax purposes. | 0.14% | 1 |
| The bank has a spreadsheet (my transactions for the month) they send it to me | 0.14% | 1 |
| I write down the few checks I write in a register. Other than that I go through my bank statements to look for any unauthorized transactions. | 0.14% | 1 |
| simply check transactions online | 0.14% | 1 |
| I check my account every so often online to see how much I currently have. | 0.14% | 1 |
| I don't do it | 0.14% | 1 |
| just look at my banks mobile app | 0.14% | 1 |
| I check my banking transactions daily. | 0.14% | 1 |
| Just review online tranactions | 0.14% | 1 |
| don't do either | 0.14% | 1 |
| paperless | 0.14% | 1 |
| Check register | 0.14% | 1 |
| ive been with tellwut for quite a few years, this ranks as the all time worst poll EVER | 0.14% | 1 |
| Bank statement | 0.14% | 1 |
| Pre-bore surveys | 0.14% | 1 |
| The bank register in the checkbook | 0.14% | 1 |
| all my spending is online so easy to save receipts | 0.14% | 1 |
COMMENTS